Theme Auto · Plans
5 years of plain-language insurance
Three places to start. One of them opens right below
Theme Auto provides its own Auto, Health and Travel insurance. Choose the loop closest to what’s on your mind. Auto plans are laid out on this page, and for Travel or Health, we’re happy to talk it through.
Insurance makes more sense when it sounds like a human explanation.
Auto
insurance
Designed around everyday driving: the vehicle you actually use, the situations it meets and the people who regularly drive it.
See Auto Plans
Travel insurance
For trips, the people taking them and the arrangements in between, so you understand relevant coverage before you leave.
Reach Out →
Health insurance
Understand and manage your Theme Auto Health coverage in plain words: what’s included, routine needs and keeping details current.
Reach Out →See what changes as you move up.
Same ten points in every plan. The only thing that changes is how far the blue path goes. Hover or tap any point for a plain-language explanation.
10 comparison points
Bodily Injury Liability
Helps pay for injuries to other people when you’re responsible for an accident, within your policy limits.
Essential ✓Plus ✓Complete ✓
Property Damage Liability
Helps pay for damage you cause to someone else’s property, like another car or a fence.
Essential ✓Plus ✓Complete ✓
Uninsured/Underinsured Motorist Coverage
Helps when the driver responsible for an accident has no insurance, or not enough of it.
Essential ✓Plus ✓Complete ✓
Medical Payments Coverage
Helps with medical costs for you and your passengers after an accident, as your policy describes.
Essential ✓Plus ✓Complete ✓
Collision Coverage
Helps address covered damage to your vehicle after a collision, subject to the policy terms.
Essential ✓Plus ✓Complete ✓
Comprehensive Coverage
Helps with covered damage that isn’t from a collision, such as theft, fire, falling objects or weather.
Essential ✓Plus ✓Complete ✓
Rental Reimbursement
Helps with a rental car while your vehicle is being repaired after a covered claim.
Essential –Plus ✓Complete ✓
Roadside Assistance
Help when your car won’t cooperate on the road, like a jump-start, flat tire, lockout or tow.
Essential –Plus ✓Complete ✓
Glass Coverage
Helps with covered repair or replacement of your windshield and windows.
Essential –Plus –Complete ✓
Accident Forgiveness
Designed so a first qualifying accident may not raise your rate, according to the plan terms.
Essential –Plus –Complete ✓
Plan in view
Auto Essential · 6 of 10 listed points
Not in this plan: Rental Reimbursement, Roadside Assistance, Glass Coverage, Accident Forgiveness.
Plan features and availability may vary. Reach out to Theme Auto for details about the coverage available to you.
Essential · the everyday basics
Plus · more help on the road
Complete · the full ten-point path
Everyday driving, explained one point at a time.
10 points · 3 levels
See something you want to ask about?
Good. Start with the question you already have.
A comparison can answer a lot, but not everything. Maybe you’d like to know what one feature means, how two plans differ or which details matter for your situation. Reach out to talk through Auto plan information, or to ask about our Health and Travel insurance.
You don’t need an “insurance question.” An ordinary question is enough.
Theme Auto is a brand operated by Nine Sigma Network LLC.